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Ferrell Insurance Agency

5898 Cleveland Ave., Ste. 200
Columbus, OH 43231

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Featured Insurance Blog

How to Secure Yourself Against Natural Disasters: Home Insurance Explained

When it comes to natural disasters, it’s always better to be prepared than caught off guard. At the Ferrell Agency in Columbus, OH, we ensure that our clients have top-notch home insurance coverage that can help them recover when disaster strikes.

Understanding Home Insurance

Home insurance refers to the policy that you purchase to protect your home and its contents from unexpected events, such as natural disasters. If your property or contents are damaged as a result of these events, the insurance company will help cover the repair or replacement costs.

Protecting Yourself Against Natural Disasters

In Columbus, OH, we experience a range of natural disasters like storms, floods, and tornadoes. A robust home insurance policy from Ferrell Agency can provide you with financial safeguards in the face of these uncertainties.

Risk Assessment

Your insurance policy should be reflective of the risks your home is exposed to. Understanding these can help you in choosing a policy that covers these specific risks.

Comprehensive Coverage

Every homeowner should opt for comprehensive coverage that includes damage from natural disasters. Not all standard policies include this, so it’s crucial to discuss your options with your insurance agency.

Partner with Ferrell Agency

Securing yourself against natural disasters begins with understanding home insurance. At the Ferrell Agency, we take pride in empowering our clients with the knowledge and coverage to protect what matters most. Contact us today for personalized home insurance options in Columbus, OH.

Understanding Your Home Insurance Policy: Coverages, Exclusions, and Riders, Courtesy of Ferrell Agency in Columbus, OH

Buying a home is a significant investment for most people. It’s essential to understand how to protect this investment adequately. This is where home insurance comes into play. But not everyone fully comprehends their policy, making it difficult to apply it effectively when the need arises. Here, we at Ferrell Agency strive to make these concepts clear for our Columbus, OH clients.

Coverage

Home insurance policies typically cover your home and personal property against risks like fire, theft, and certain kinds of water damage. Also, you get liability protection in case someone gets injured on your property.

Exclusions

However, there are common exclusions. For instance, standard home insurance does not cover flood damage. This is why it’s crucial to carefully review your policy and understanding what’s covered, and what isn’t.

Riders

Certain valuable items like jewelry, art, and collectibles may need additional coverage. This is possible through riders or add-ons on the policy.

At the Ferrell Agency, located in Columbus, OH, we believe that knowing your home insurance policy – coverages, exclusions, and riders – comes with peace of mind. It ensures your property and personal items are adequately secured and helps prevent any unpleasant surprises in unfortunate scenarios.

Our dedicated team is ever ready to help you understand the intricacies of your home insurance policy. Enlightenment is only a call away!

Home Insurance: The Peace of Mind Every Homeowner Deserves

Mitigating Weather Risks with Home Insurance in Columbus, OH

As a Midwest homeowner, weather-related risks are a core part of your existence. From destructive hail storms to the perennial fear of your roof uprooting during tornado season, these concerns are all too familiar. Yet, living in Columbus, OH, or its surrounding areas, you can dampen these fears thanks to the exceptional team at the Ferrell Agency.

For many, the prospect of a roof replacement, siding repair, or flood damage restoration is financially daunting. Not many homeowners have a spare $15,000 tucked away for such emergencies. However, even if you possess significant financial resources, it’s safe to assume that you do not enjoy unnecessary expenditure.

How Home Insurance Can Help

Finding the right home insurance solution can bring a sigh of relief when that next Midwest weather-maker looms on the horizon. Owning a home, be it a humble two-bedroom house or a grand 14-room gated property, automatically comes with the fear of potential damage. Home insurance helps assuage this fear.

Addressing Your Home Insurance Needs with the Ferrell Agency

If you live in or around Columbus, OH, and seek home insurance or merely have queries about the same, our amicable, proficient team at the Ferrell Agency can assist. Be it clarifying your doubts about home insurance or offering the insurance solution you deserve, the Ferrell Agency is at your service. Contact us to learn more, as our agents eagerly anticipate helping you find the right coverage.

Partner Carriers

  • (ASI)American Strategic
  • Berkshire Hathaway
  • Foremost
  • Founders
  • Gainsco
  • Gleaner
  • Guard
  • Hanover Casualty
  • Hiscox
  • Liberty Mutual
  • Next
  • Ohio Fair
  • Progressive
  • Safeco
  • Tapco
  • The General
  • The Hartford
  • Travelers
  • Trexis
  • Utica first