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Ferrell Insurance Agency

5898 Cleveland Ave., Ste. 200
Columbus, OH 43231

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Featured Insurance Blog

Maximizing Your Columbus Business Protection with Commercial Insurance

Running a business comes with inherent risks. From property damage to liability claims, unexpected events can have significant financial implications. At Ferrell Agency, we believe in empowering businesses in Columbus, OH with robust commercial insurance solutions to navigate these risks confidently.

Why Commercial Insurance is Crucial

Commercial insurance is designed to protect your business from a wide range of potential threats. Whether it’s a fire damaging your property, a customer filing a lawsuit, or an employee getting injured on the job, commercial insurance can provide the financial protection your business needs to weather these storms.

Types of Ohio Commercial Insurance Coverage

Commercial insurance encompasses various types of coverage, each addressing different risks. Property insurance covers damage to your business property, while liability insurance protects against claims of bodily injury or property damage. Workers’ compensation insurance covers medical expenses and lost wages if an employee gets injured at work.

Customizing Your Coverage

Every business is unique, and so are its insurance needs. At Ferrell Agency, we work closely with businesses in Columbus, OH to understand their specific risks and tailor a commercial insurance policy that provides optimal protection.

Staying Ahead of Business Risks

With the right commercial insurance coverage, you can focus on what you do best – running your business. It provides peace of mind, knowing that you’re prepared for whatever challenges come your way.

At Ferrell Agency, we’re committed to helping businesses in Columbus, OH maximize their protection with comprehensive commercial insurance. If you have any questions or need assistance, don’t hesitate to contact us.

Commercial Insurance: A Lifeline for Columbus Retail Stores

Operating a retail store in Columbus, OH comes with its unique set of challenges and risks. In this blog post, Ferrell Agency will explain how commercial insurance serves as a lifeline for Columbus retail stores.

Property Insurance for Retail Stores

Property insurance is crucial for retail stores. It covers the physical structure of your store and its contents, including inventory, equipment, and fixtures, against damage or loss due to events like fire, theft, or natural disasters.

Liability Insurance for Retail Stores

Liability insurance protects your retail store if someone is injured on your premises or if your business operations cause damage to someone else’s property. It covers legal fees and any settlements or judgments if your store is sued.

Business Interruption Insurance for Retail Stores

Business interruption insurance compensates for lost income if your store has to close temporarily due to a covered event, like a fire or a natural disaster. It can also cover operating expenses like rent and payroll during the closure.

Workers’ Compensation Insurance for Retail Stores

Workers’ compensation insurance covers medical expenses and lost wages if an employee is injured on the job. It’s a legal requirement in most states, including Ohio.

Commercial insurance is a lifeline for Ohio retail stores in Columbus, OH, providing crucial protection against a range of risks. For more information, contact Ferrell Agency today.

Partner Carriers

  • (ASI)American Strategic
  • Berkshire Hathaway
  • Foremost
  • Founders
  • Gainsco
  • Gleaner
  • Guard
  • Hanover Casualty
  • Hiscox
  • Liberty Mutual
  • Next
  • Ohio Fair
  • Progressive
  • Safeco
  • Tapco
  • The General
  • The Hartford
  • Travelers
  • Trexis
  • Utica first